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What are the differences in features, benefits, and cost for SunTrust Online Banking versus SunTrust PC Banking?


SunTrust Online Banking SunTrust PC Banking
Service
SunTrust Online Banking allows you to access your SunTrust personal and business accounts via the Internet. It allows you to view account balances and posted transactions, transfer funds, pay bills, and send secure customer service messages. SunTrust PC Banking allows you to access your SunTrust personal and business accounts via the Internet. It allows you to view account balances and posted transactions, transfer funds, pay bills, and send secure customer service messages.
Access via the Internet
Yes. This is optimal if you want to do online banking from any PC with Internet access. Yes. This is optimal if you want to do online banking from the PC where you have Quicken®, Microsoft Money®, or QuickBooks® installed.
Account Access
Checking, savings, money market, Business Credit Cards, Access 3®, consumer loans, certificates of deposit, Individual Retirement Account (IRA), mortgage, and Signature Advantage accounts are available. Checking, savings, money market, Business Credit Cards, Access 3®, and Signature Advantage accounts are available.
Account Balance Update
Your deposit account balances reflect up-to-the-minute branch and ATM transactions, as well as same-day money transfers, payments directly to consumer loans and Access 3®, and advances from Access 3®. Your deposit account balances reflect information as of the previous night’s posting.
Account History
Your account history displays current and previous cycle information. The service maintains all account history downloaded. The initial download will contain up to 60 days of history.
Funds Transfer Capability
Yes Yes
Bill Pay Capability
Yes, Bill Pay is available with additional features of:

  • Electronic bills
  • Same and next day payments

Yes, plus you can try Bill Pay free for 90 days.
Financial Management Capability
This is not available within Online Banking. However, you have the ability to import transactions into Quicken or Microsoft Money. Yes, you have the ability to download transactions directly into Quicken, QuickBooks, or Microsoft Money. You can also perform account reconciliation, track spending, and create customized reports and graphs depending on your version of the software.
Online Customer Service
Yes, this is available through secure messaging. Yes, this is available through secure messaging.
Costs for Personal Accounts
SunTrust Online Banking SunTrust PC Banking
No charge $5.95 per month with unlimited access.
SunTrust Online Banking with Bill Pay SunTrust PC Banking with Bill Pay
No charge $9.95 per month for unlimited Bill Pay and access. Monthly fee waived for Portfolio Banking and Signature Advantage clients.

Microsoft Money® is a federally registered trademark of Microsoft Corporation.
Quicken® is a registered trademark of Intuit, Inc.