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What are pending items?
Pending items are transactions that have not yet posted to your account, but are reflected in your available balance. Pending debit transactions have been authorized and the bank is committed to pay them.
These transactions include items such as Check Card and teller cash transactions, ATM withdrawals, and point-of-sale (POS) purchases. Check portions of pending deposits have been received but are not yet availble for use and are not included in your available or current balances. Learn more at www.suntrust.com/thefacts
For credit card, pending items include point-of-sale purchases, payments and cash advances. Pending purchases are items that merchants have authorized but have not yet posted. If the merchant does not complete the transaction it will expire and the pending purchase transaction will be removed.