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What are the differences between Available Credit, Credit Limit, and Outstanding Balance on my Visa® Signature Credit Card*?
For Visa Signature Credit Cards opened after February 5, 2007, your SunTrust credit relationship is defined by three terms:
- Available Credit: The amount of your credit limit that is currently available for your use.
- Credit Limit: The total amount of credit that is assigned to your credit account.
- Outstanding Balance: The amount of your assigned credit that you have already used.
*The SunTrust Consumer Credit Card is issued by SunTrust Bank. All credit cards are subject to credit approval.