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What is the cut-off time to submit a transaction?


For information about the cut-off times on the different transactions, refer to the following:

The cut-off time for submitting a Standard 3-Business day transaction is 1:00 AM ET each Business Day. Standard 3 Business day transactions submitted after 1:00 AM ET or on weekends or holidays will be processed on the next Business Day. A Business Day is every calendar day except for Saturdays, Sundays, and bank holidays.

The cut-off time for submitting a Next Day transaction is 4:00 PM ET each Business Day. Next Day transactions submitted after 4:00 PM ET or on weekends or holidays will be processed on the next Business Day. A Business Day is every calendar day except for Saturdays, Sundays, and bank holidays.