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When will the funds be available to the recipient?


Popmoney ® payments are transmitted through the Automated Clearing House (ACH) network. Please see the network time schedule in the table below.

If you send money to an email address or mobile phone number, the recipient must provide their bank account information before the payment will be deposited. If the recipient has automatic deposit enabled, then the payment will be deposited into their bank account as soon as their bank receives the funds. This may take up to three business days.

Standard Delivery (3 Business Days)

  Payment Sent by 1 AM ET     Payment Received  
Monday Thursday
Tuesday Friday
Wednesday Monday
Thursday Tuesday
Friday Wednesday
Saturday Wednesday
Sunday Wednesday



Next Day Delivery (1 Business Day)

  Payment Sent by 4 PM ET     Payment Received  
Monday Tuesday
Tuesday Wednesday
Wednesday Thursday
Thursday Friday
Friday Tuesday
Saturday Tuesday
Sunday Tuesday

Weeks that contain federal holidays will extend this timetable.