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What is Overdraft Protection?
Overdraft Protection allows you to link your checking or money market account to one of the established protection accounts listed below so that your transactions are covered by the balances or available credit in your protector account:
- SunTrust Credit Card
- Deposit Account (Checking, Savings, Money Market)
- Access 3®
- Personal or Executive Credit Line
Once you have established your Overdraft Protection Service, you will not incur non-sufficient fund fees or returned item fees if you overdraw your account and there are available funds in your protection account. There is a $ 12.50 transfer fee per daily transfer for this service.. If an Overdraft Assurance line of credit is your protection account, you will only pay a $7 monthly product fee 1, no transfer fees.