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How do I earn Rewards?


Cash Rewards

How do I earn Cash Rewards?
You’ll earn a cash back base of 1% on Qualifying Purchases made with your eligible Cash Rewards Credit Card. You may also be eligible for bonus cash back, depending on your Card Account and any applicable promotions. There is no limit to the number of Cash Rewards you can earn on qualifying purchases.
Cash Rewards Expiration:
Consumer: Cash Rewards do not expire.
Business: Cash Rewards will expire on the last day of the year, five years after the year in which the Cash Rewards posted to your Rewards account.
Purchasing Cash Rewards:
You may purchase Cash Rewards at suntrust.com/rewards in $30 increments, up to $300 per transaction. There is a limit of $900 in Cash Rewards purchases each year.

Point Rewards

How do I earn Point Rewards?
You’ll earn 1 Point Reward for each $1 spent on Qualifying Purchases made with your eligible Point Rewards Credit Card. There is no limit to the number of Point Rewards you can earn, except in the case that your Corporate Card is restricted by the terms of your company’s Card Account Agreement.
Point Rewards Expiration:
For all clients, Point Rewards will expire on the last day of the year, five years after the year in which the Point Rewards posted to your Rewards account.
Purchasing Point Rewards
Yes, you may purchase Point Rewards at suntrust.com/rewards in 3,000 point increments for $30, up to 30,000 points per transaction.

Combining Rewards

I have a Cash Rewards Card and a Point Rewards Card. Can I combine the Rewards?
Yes, if you have multiple SunTrust Rewards cards, you can use the combined Cash and Point Rewards total to redeem for rewards.